We help pre-retirees and retirees across Red Deer, Calgary, Edmonton, and Central Alberta navigate one of life’s biggest transitions: shifting from building wealth to living from it.

You’ve worked hard to grow your financial resources. Now, it’s about using them with purpose—whether that means travel, supporting your family, pursuing passions, or simply enjoying your lifestyle. With longer life expectancies, evolving tax rules, and rising costs, this chapter calls for thoughtful, coordinated financial planning.

As your partner, we help you feel prepared and supported. We focus on the full picture: from sustainable income and healthcare planning to tax-smart legacy decisions. Every plan is built around you—your goals, your concerns, and your future.

We’re proud to be based in Red Deer and known for delivering trusted, deeply personal financial planning across Central Alberta.

What matters in retirement

  • Living longer, living well

    Retirement today can span 30 years or more. We help ensure your plan supports your full lifestyle—from everyday expenses to big dreams, unexpected costs, and long-term care. Your wealth should keep working, even after your paycheque ends.

  • Tax optimization

    Without careful planning, taxes can quietly erode your savings. We use strategies like income splitting, tax-efficient withdrawals from RRIFs and TFSAs, and smart timing to preserve more of your wealth. As part of your retirement plan, tax efficiency is key to making your dollars last.

  • Sustainable income planning

    You need to know where your income is coming from—and that it will keep up with your life. We help you build income streams from pensions, RRIFs, non-registered investments, and more. Your plan will balance stability, flexibility, and tax-efficiency.

  • Legacy planning

    We help you make decisions that reflect your values. Whether you want to support your children, give back through charitable causes, or ensure smooth wealth transfer, we’ll help structure your estate with care and clarity.

  • Healthcare planning

    Health-related expenses are a growing concern for many retirees. We prepare for this with strategies that protect your assets and reduce the potential financial impact on your loved ones.

  • Adjusting your investment approach

    As your goals shift, so should your investments. We help you reduce unnecessary risk while keeping your portfolio aligned with growth and income needs. Your money should support your life, not cause added stress.

More than just numbers

Our clients stay with us for decades because they trust us to guide them through both expected and unexpected life changes. From helping a couple in Olds navigate early retirement, to supporting a family in Rocky Mountain House through estate planning after a loss, we’re known for our compassion, responsiveness, and clarity.

We’re a selective practice, focused on serving people—not portfolios. Our team takes the time to understand your life and build a plan that fits. Many clients consider us their first call when something changes, because they know we’re here—with answers and support that feel personal.

Why Thiessen & Associates

  • Personalized financial planning for pre-retirees and retirees
  • Based in Red Deer, serving Central Alberta, Calgary, Edmonton, and beyond
  • Experienced with complex retirement income, estate, and tax strategies
  • Strong relationships built on trust, clarity, and responsiveness